How to take money on credit in Ukraine
You will need
- - passport;
- - identification code;
- - certificate of income.
Determine the amount of money you lack. The method and conditions of crediting will depend on its size. If you need funds for current expenses before receiving a salary, it is recommended to issue a credit card. If you want to buy expensive equipment, then pay attention to consumer loans. A cash loan is suitable for paying for education, repairs, and treatment. For the purchase of movable and immovable property has its own loan program.
Get a credit card. As a rule, the amount of the loan provided may be minimal or depend on your income. In the first case, there is no need for a certificate of income. The most popular credit cards in Ukraine at the present time are PrivatBank cards. You can order them by contacting the nearest branch of the bank or sending an SMS message to a specific number. For registration you will need a minimum of documents.You can use credit funds in a few days.
Get a cash loan or consumer loan. In this case, it is necessary to examine the interest rates offered by banks, and then go to the branch of the selected credit institution. The manager will advise you on the terms of the loan and can almost immediately tell you how much loan you can count on. It should be noted that if you have a clean credit history, then you can get the amount of up to 20 thousand hryvnias without a certificate of income.
Also, many banks provide an opportunity to fill out an online loan application. To do this, just go to the desired section of the website of the credit institution and fill in the required data. Be sure to include your contact phone number. Within half an hour you will be called back by the manager and will consult on all matters of property. In this case, you will need a lot more documents, including an income statement and a photocopy of the employment record. Getting a positive response will also depend on your credit history and the state of the loan object.
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